Privacy Policy
Your privacy matters to us at InCredit Solutions
Last Updated: March 2025
At InCredit Solutions (incredit.in), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your data when you use our car loan and refinancing services.
1. Information We Collect
We collect the following types of information when you use our services:
- Personal Information: Name, email address, phone number, date of birth, address, and identity proof documents (Aadhaar, PAN, etc.).
- Vehicle Details: Vehicle make, model, year of manufacture, registration number, and existing loan details for refinancing purposes.
- Financial Information: Income details, employment information, bank statements, credit score, and existing loan or liability details.
2. How We Use Your Information
Your information is used solely to provide and improve our loan facilitation services:
- Loan Processing: To evaluate your eligibility and process your car loan or refinance application.
- Matching with Lenders: To match your profile with the most suitable banking and NBFC partners to secure the best loan terms for you.
- Communication: To contact you regarding your application status, provide updates, and share relevant offers or information about our services.
3. Information Sharing
We value your privacy and do not sell your personal data. Your information is shared only with our banking and NBFC partners strictly for the purpose of processing your loan application. All partners are contractually bound to handle your data in accordance with applicable data protection regulations.
4. Data Security
We take the security of your data seriously and implement industry-standard measures to protect it:
- Encryption: All sensitive data is encrypted in transit using SSL/TLS protocols and at rest using AES-256 encryption.
- Secure Storage: Your information is stored on secure servers with restricted access controls, regular security audits, and monitoring.
5. Cookies
Our website uses cookies and similar tracking technologies to enhance your browsing experience and gather analytics data. Cookies help us understand how visitors interact with our site, enabling us to improve our services. You can manage your cookie preferences through your browser settings at any time.
6. Your Rights
You have the following rights regarding your personal data:
- Access: You may request a copy of the personal data we hold about you.
- Correction: You may request corrections to any inaccurate or incomplete data.
- Deletion: You may request the deletion of your personal data, subject to legal and contractual obligations.
To exercise any of these rights, please contact us using the details provided below.
7. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal data, please reach out to us:
- Email: increditsolutions13@gmail.com
- Phone: 8683 940 090
- Website: incredit.in