Used Car Loan
Finance a pre-owned car or refinance your existing loan at a better rate.
Pre-owned cars are some of the smartest financial choices you can make — but only when paired with the right loan. We help you finance used cars from dealers and private sellers, refinance an existing high-interest car loan, or take a top-up against your current vehicle for whatever you need.
Funding on cars up to 12 years old
Refinance to drop your existing EMI
Top-up loans against vehicle value
Loans against private-seller and dealer purchases
Same partner-bank rates as new car loans
End-to-end RC transfer and documentation help
Eligibility
Who can apply?
- Indian resident, age 21–65 at loan maturity
- Vehicle should not be older than 10–12 years (depends on lender)
- Salaried or self-employed with stable income
- Clean credit history (CIBIL 650+)
Documents
What you'll need
- PAN, Aadhaar and address proof
- Last 3 months' bank statements
- Income proof
- Vehicle RC, insurance and inspection report
Ready to apply for Used Car Loan?
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