Personal Loan
Manage emergency expenditures or life events with a flexible personal loan.
Personal loans are unsecured — no collateral, no asset risk — and approved purely on your income and credit profile. We help you compare offers from a wide partner-bank network and pick the option with the lowest effective cost, not just the lowest sticker rate.
Loans up to ₹40 lakh, fully unsecured
Tenure from 12 to 60 months
Same-day approval on eligible profiles
No collateral, no guarantor
Zero pre-closure penalty
Honest advice on tenure — we won't upsell
Eligibility
Who can apply?
- Salaried, age 21–60
- Self-employed, age 25–65
- Minimum monthly income ₹25,000
- CIBIL score 700+ for best rates
Documents
What you'll need
- PAN, Aadhaar, address proof
- Last 3 months' bank statements
- Salary slips (salaried) or last 2 years' ITRs (self-employed)
- Cancelled cheque
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